Affordable Monthly Payments
for Your Bariatric Surgery
Cost should never stand between you and the life-saving care you deserve. We partner with trusted medical-financing companies in the U.S. and Canada so you can access bariatric surgery with simple, flexible monthly payments.
Choose the Provider That Works Best for You
Apply online in minutes — pre-approval has no impact on your credit score. Funding is typically released within days, so you can lock in your surgery date without delay.
eFinancing Solutions
Requesting a loan is easy and instant — designed specifically for medical procedures.
- Instant online decision
- No credit-score impact for pre-qualification
- Terms from 12 to 84 months
- Interest rates starting at 6.99% APR
- No down payment or upfront fees
- Loan funds in 2 to 7 days
Medical Loan Finance
Makes bariatric surgery more affordable with simple approval and flexible loan structures.
- Fast online application
- Simple pre-qualification process
- Multiple loan options based on credit profile
- Fixed monthly payments (based on approval)
- Designed for medical financing
Medicard
A dedicated Canadian medical-financing program. Get pre-qualified quickly and only borrow what you need.
- Designed for medical procedures
- Quick online application
- Flexible monthly payment options
- No need to pay the full amount upfront
- Borrow only what you need (based on approval)
- Dedicated program for Canadian patients
Financing Bariatric Surgery With ALO Bariatrics
Whether you're covering the full amount or supplementing your savings, medical financing makes weight-loss surgery accessible. Our financing partners support every procedure we offer. If you would rather pay upfront and skip interest altogether, our cash and wire payment options are listed side-by-side with financing on the payment guide — the $200 cash discount built into every published price only applies to cash, but the wire and card path is documented there too.
Weight loss surgery is a major step toward better health, and for many patients, financing makes it easier and faster. With our partners, patients can:
✓ Break surgery cost into manageable monthly payments
✓ Avoid delaying surgery due to financial barriers
✓ Access treatment even when insurance doesn't cover bariatric procedures
✓ Choose the procedure they truly need — not just what insurance approves
- Gastric Sleeve
- Gastric Bypass
- Mini Bypass
- Duodenal Switch
- SADI-S
- Revision Surgery
- Robotic Surgery
- Lap-Band Removal
Why Patients Choose to Finance Their Surgery
Four reasons financing helps patients move forward with bariatric surgery — without compromise.
Insurance Often Doesn't Cover It
Many U.S. patients are denied coverage, face long approval processes, or must meet strict requirements. Financing lets you move forward without waiting months or years.
Lower Monthly Payments
Depending on your approval, your surgery can be financed with low monthly installments — so you start your transformation now, not years from now.
All-Inclusive Bariatric Packages
The price you finance includes surgeon fees, hospital stay, anesthesia, ground transportation, hotel recovery, and post-op support. No surprise costs.
USA & Canada Options Available
We work with financing companies on both sides of the border to ensure the widest accessibility for U.S. and Canadian patients alike.
What You're Actually Financing
The price you finance with ALO Bariatrics covers your entire medical-tourism experience — no hidden fees, no surprise add-ons, no fragmented bills.
Financing Is a Great Option If You…
Most patients we help don't fit a single mold. If you recognize yourself in any of these, financing is worth a closer look.
Common Patient Situations
If any of these describe your situation, financing can be the bridge between waiting and starting.
- You don't have insurance coverage for bariatric surgery
- You want to avoid paying the full amount upfront
- You prefer predictable monthly payments
- You need surgery soon due to worsening health
- You want world-class bariatric care at an affordable price
- Your insurance approval has stalled or been denied
Reserve Your Surgery Date with a Simple Deposit
If you don't need full financing, you can lock in your surgery date with a $500 USD reservation deposit — credited toward your total surgery cost.
- Applied toward your total surgery cost
- Confirms scheduling and coordination
- Refundable per our cancellation policy
About These Financing Options
Read the following disclosures carefully before applying. Financing terms vary by lender, credit history, and country.
⚠️ ALO Bariatrics is not a lender
ALO Bariatrics does not provide loans, set financing rates, or determine credit decisions. All financing is offered by independent third-party providers. Approval, rates, and terms are determined solely by the lending partner based on your individual creditworthiness and the partner's underwriting criteria.
📋 Subject to credit approval
All financing is subject to credit approval by the lending partner. Pre-qualification does not guarantee final approval. Final loan terms — including APR, monthly payment, and amount approved — depend on your credit history, income, and the lender's policies. Some applicants may not qualify.
💵 Representative example
Example shown by eFinancing Solutions: a $10,000 loan over 60 months at 4.99% APR requires 60 monthly payments of $188.67 — total cost of borrowing $11,320.20. This is one illustrative example; your actual rate and payment will depend on your credit profile and selected lender. Rates published as of partner site review.
All financing is offered by independent third-party providers, not by ALO Bariatrics. Rates, terms, and approval criteria are determined solely by the lender. Always read the lender's full terms and conditions before signing. ALO Bariatrics may receive a referral fee from financing partners.
Need Help Choosing the Right Option?
Regaining your health is one of the most important decisions you'll ever make. Whether you choose financing, a deposit, or paying upfront, our coordinators are here to support you every step of the way.
See the Real Cost First
Many patients find that ALO Bariatrics' transparent pricing makes financing optional. Review the complete cost breakdown before committing to a payment plan.